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ONELIFEAPPSNZ · POLICIES

Terms & Conditions

The ground rules for using OneLifeAppsNZ, its member features and services.

Effective 5 October 2026 · Last updated 5 October 2026

1. About these terms

OneLifeAppsNZ is Greg Harrison’s New Zealand-based collection of apps, resources and services. These terms apply to this website and features supplied through it. Contact Greg Harrison at onelifeappsnz@gmail.com with questions. Read these terms alongside our Privacy Policy and Data Governance & Security Policies. Separate apps, shops and platforms linked from this website may have their own providers and terms. These terms do not replace those agreements.

2. Using the website and your account

Use the website lawfully and provide accurate information when registering or making an enquiry. You are responsible for activity you authorise through your account and for protecting access to your sign-in provider. Do not share credentials or use another person’s account without permission. Tell us promptly if you suspect unauthorised access. If you use the site on behalf of an organisation, you must have authority to do so. Children should use age-appropriate content with a parent or guardian; a parent or guardian must handle purchases or professional service arrangements where the child cannot enter a binding agreement.

3. Acceptable use

Do not upload unlawful, abusive, discriminatory, threatening, deceptive or infringing material. Do not publish private information about another person without authority, send spam, impersonate others, distribute malware, interfere with the service or attempt to bypass access restrictions. Automated use must not overload the website or collect members’ information without permission. Report a suspected vulnerability privately using the Data page rather than accessing or copying other people’s information.

4. Your content and community contributions

You retain your rights in material you submit. You give us permission to store, process and display it to the extent needed to provide the feature you choose—for example displaying a forum contribution to other members or publishing an approved advertisement. You must have the necessary rights to submit that material. Forum contributions are visible to other members and may be copied by their readers; do not treat them as confidential. We may moderate or remove content that breaches these terms, infringes rights or creates a reasonable safety or legal concern. Contact us if you think moderation was mistaken.

5. AI tools, daily tips and AI Greg

AI features can generate inaccurate, incomplete or outdated content. Check important facts and outputs before relying on or sharing them. AI Greg is an AI-generated representation of Greg Harrison, not the real person. A conversation does not mean Greg has read or endorsed it. A meeting request is only a request: it is not a confirmed appointment, service engagement or promise of availability. Wait for direct confirmation from Greg. Do not submit passwords, payment card details, confidential client records or other sensitive information to an AI feature.

6. Educational material and market information

Articles, videos, games, prompts, tips and market widgets are for general information, learning or entertainment. They do not establish an adviser–client relationship or replace advice tailored to your situation. Financial, business, health and legal decisions should be independently assessed with an appropriately qualified adviser where needed. Market data may be delayed or unavailable and is not a trading instruction or guarantee of returns. You are responsible for your decisions; nothing here removes rights or duties that the law does not allow us to exclude.

7. Linked apps, embeds and outside services

App cards, pricing badges and descriptions are summaries and can become out of date. Check the linked service’s current features, prices, privacy policy and terms before registering or buying. External app accounts, subscriptions, purchases and cancellations are managed by the relevant supplier. Embedded YouTube, TradingView and AI services depend on their providers’ availability and rules. A link or advertisement does not guarantee an external provider’s service or endorse every statement it makes.

8. Advertising and payments

Advertising applications are subject to availability, review and approval. The application and invoice identify the placement, dates, price and GST. Payment must be made before the selected advertisement start date. Submission or payment alone does not mean an advertisement has been approved. You must have rights to the image, wording and destination link and ensure claims are accurate and lawful. We may reject unsuitable advertising or remove unlawful or misleading material. Contact us promptly for date changes, cancellation or a refund request. Cancellation in the site does not itself transfer a refund; any refund due must be arranged separately. If we cannot supply an agreed placement, we will discuss an alternative or refund for the undelivered service, subject to your legal rights.

9. Consulting, books, merchandise and subscriptions

Professional engagements require separate agreement on scope, fees and responsibilities. An enquiry does not create an engagement. Book and merchandise purchases and subscriptions made on another site are governed by that supplier’s checkout terms. This website’s terms do not authorise an undisclosed recurring charge or replace any cancellation rights attached to a purchase.

10. Intellectual property and resource use

Our branding, original text and designs, and third-party content, remain the property of their respective rights holders. You may browse the site and use features as intended. Share links to articles and videos. Do not assume that resources offered for personal learning or team discussion include a right to reproduce, sell, redistribute or commercially license the material. Obtain permission where required. AI output may resemble other content; review rights and suitability before reuse.

11. Availability and changes

Features can be interrupted by maintenance, technical faults or supplier outages. We cannot promise uninterrupted operation, permanent storage or a specific result from using an app. Membership points recognise qualifying activity from the launch of the points feature, subject to the limits on the Profile & Points page. They have no cash value and cannot be purchased or transferred. All users go in the weekly draw to win a bucket of sweets sent anywhere in NZ. More prizes will be announced soon! Earning points does not guarantee a prize; spam and artificial activity are not eligible. Keep your own copies of information important to you. We may change features and will give reasonable notice of material changes to an ongoing paid service where practicable. If we suspend access for abuse, security or legal reasons, the response should be proportionate; contact us to request a review.

12. Consumer rights and responsibility

Nothing in these terms excludes or restricts rights or remedies that cannot lawfully be excluded, including applicable protections under New Zealand’s Consumer Guarantees Act 1993 and Fair Trading Act 1986. We remain responsible for obligations the law places on us. Subject to those protections, we do not warrant that general information, AI output or external content is error-free, or accept responsibility for external services we do not supply. Responsibility for a dispute or loss will depend on the applicable law and circumstances; these terms impose no blanket waiver of consumer remedies.

13. Concerns, governing law and updates

Contact onelifeappsnz@gmail.com with the relevant page, transaction or issue and the outcome you seek so we can try to resolve it. New Zealand law governs these terms, without taking away mandatory rights you may have elsewhere or access to an appropriate regulator, tribunal or court. Updates will be dated on this page and apply prospectively; material changes to ongoing arrangements will be communicated where required. An unenforceable provision does not invalidate the remaining terms.

Official guidance

Privacy Act principles · Privacy breach guidance · Consumer rights

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onelifeappsnz@gmail.com Ask AI Greg